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Helping You Accelerate Your Insurance Business
Your Insurance Coach
For more than 20 years I have advised agents, advisors and corporations on how to grow their business, improve their operation and enhance the quality of their life. I’ve provided professional training on proprietary sales processes, best practices and process management.
My training & coaching will give you a fresh way to gain client commitment into your process, energize your organization and dramatically grow your revenue. Over the last 20yrs I have built engaging workshops and training sessions and have just recently started to put these online.

Years of Experience
Happy Clients
Advanced Cases
Success Stories
Invest In Your Success
Professional Development & Corporate Consulting
More About Me
Scott Karstens is an accomplished insurance and financial services veteran, having worked in the industry since 2001. He is currently the President of NFG Brokerage, but he is becoming best known as the Founder and CEO of both Broker Backoffice and his new direct-to-consumer insurance platform called Quote Bot, which offers user-friendly solutions for life insurance planning – a goal of his that began with 20+ years of experience and success mentoring others.
Scott also dedicates much of his time to coaching and mentoring high school, elementary, and middle school kids through football, teaching important life skills such as teamwork and work ethic.
His enthusiasm for helping others has no bounds, be it in building a platform to empower consumers to buy life insurance without an agent or guiding children into their bright futures. Scott’s attention to detail, passion for the betterment of the industry, and dedication to those he works with are all testaments to why he is so successful. He is also happily married with three amazing children.
Expertise
Advanced Insurance Solutions for Consumers
- • Estate Planning
- • Annuity Maximization
- • Income Planning
- • Premium Financing
- • Private Split Dollar
- • Asset Maximization
- • And More
Advanced Insurance Solutions for Businesses
- • Corporate Split Dollar
- • Non-Qualified Deferred Comp
- • SERP
- • Pension Planning (Cash Balance, 412i, etc.)
- • Section 162 Bonus Planning
- • Key Person Planning
- • Buy-Sell Planning
- • Farm/Ranch Solutions
- • And More
Industry Experience
Advanced Insurance Training for Insurance Agents and Investment Advisors
- • Insurance Technology
- • Coaching Insurance Agents and Investment Advisors
Quote Bot
Founder & CEO | 2022 – Present
NFG Brokerage LLC
Co-Owner | 2011 – Present
Broker Backoffice LLC
Founder & CEO | 2010 – Present
ING Financial Partners
Investment Advisor Representative | 2010 – 2013
UBS
Investment Advisor | 2006 – 2010
American Family Insurance
Agency Owner, Sales & Product Training | 2001 – 2006
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